American Bank Center is a community bank that serves the city of Bismarck, N.D., with four offices and nearly 10 automatic teller machines. In addition to online banking, American Bank Center offers a wide range of banking products and services, including certificates of deposit, home mortgage loans, personal and commercial loans and personal and business savings and checking accounts. The bank offers agricultural lending and credit lines. American Bank Center also offers debit and credit cards, car and home equity loans. American Bank Center has created a social network with some of its banking products called Club Trac. Membership benefits include direct deposit, special merchant discounts, social and educational events as well as a special savings account available to members with children under the age of 21. It is designed for bank customers who are between the ages of 21 and 54.