Bank of China is a financial institution that serves individuals and businesses. The bank provides a variety of personal and business banking services. It offers checking, NOW and savings accounts. The bank provides ATM, debit and credit cards. It offers Internet and telephone banking solutions. The bank offers cash deposit, money transfer and document collection options. It provides commercial lending, account opening, and trade and agent services. The bank offers loans for the purchase of multifamily residences, offices, retail stores and industrial properties. It also provides mortgage options for warehouses, hotels and other commercial properties. Bank of China is a member of the Federal Deposit Insurance Corporation.