Bear State Bank is a financial institution with an uncompromising commitment to community banking. Were 48 branches strong, with locations in Oklahoma, Missouri and a wide presence across Arkansas. That means more convenience for you through greater access to ATMs and a number of services in over 30 cities. Bear State offers a number of banking services, including free online banking and bill pay, checking and savings accounts, mobile banking, VISA debit cards, and business banking services. Bear State Bank was acquired by Arvest Bank in April 2018 and will complete the conversion to Arvest this fall.