In 1909, Cumberland Security Bank was established under the name of First State Bank of Eubank. Based in Somerset, Ky., it is a community bank, which offers products such as personal, commercial, online and business banking. The bank provides online banking and bill payment, 24 hour phone banking, debit card, credit card, ATMs, e-statements, cash reserve, direct deposit and automatic transfer. It is a member of Federal Deposit Insurance Corporation (FDIC) and an Equal Housing Opportunity Lender.