Elkton Bank and Trust Company is an independent, community-based financial institution that offers a rage of personal and business banking services. The bank provides a variety of online and telephone banking services. It offers checking, money market and savings accounts. The bank provides ATM, debit and credit cards. It offers certificates of deposit and safe-deposit boxes. The bank provides construction, real estate and equipment loans. Elkton Bank and Trust Company also offers commercial, agricultural and personal loans. The bank deals in various adjustable- and fixed-rate mortgages. It additionally provides bill payment and money transfer services. Elkton Bank and Trust Company is a member of the Federal Deposit Insurance Corporation.