Monona State Bank provides a wide range of banking and investment services to consumers, small businesses and commercial organizations. It offers checking and savings accounts, credit cards, overdraft protection, trust services and mortgage programs. The bank s products and services also include certificates of deposit and individual retirement accounts. The bank s lending capabilities include home equity and student, construction and real estate loans. It assists businesses with lines of credit, equipment financing, trade operations and treasury management services. The bank s online banking module enables customers to access accounts, pay bills and customize financial activities. It is located in Monona, Wis.