Founded in 1916, Philippine National Bank is located in New York City and has offices throughout the world. It provides a wide range of products and services, including ATM, credit cards, loans, savings accounts, business services, personal finance, commercial banking and investing services. Its business services include business accounts and cash management, commercial loans and real estate, express lending and certificate of deposits. It provides a wide range of loan options to meet individual requirements, such as commercial real estate loans, construction loans, commercial and industrial loans and motor vehicle loans. Philippine National Bank s personal services include personal accounts, accidental insurance, checking and savings, certificate of deposits, Internet banking, mortgage, retirement accounts and debit cards.