Established in 1972, the Pennsylvania Housing Finance Agency provides affordable housing options for older adults and underserved and disadvantaged individuals and families. Since its inception, the compnay has assisted more than 40,000 homeowners who were threatened with foreclosure. The Pennsylvania Housing Finance Agency offers the REAL and HERO programs, which include mortgage refinancing and restructuring opportunities for qualified homeowners. It also provides the Renovate and Repair Loan Program, which focuses on the subordinate funding for home improvement, repair and maintenance services for homeowners. The organization offers affordable home search services, as well as online information related to apartment locations, rental prices, accessibility features, development amenities, current vacancies, contact information. The Pennsylvania Housing Finance Agency maintains a location in Harrisburg, Pa.