SunTrust Mortgage is a wholly-owned subsidiary of SunTrust Bank and operates in Virginia, the District of Columbia, Maryland, North Carolina, South Carolina, Georgia, Alabama, Tennessee and Florida. SunTrust Mortgage originates loans through more than 200 locations and maintains correspondent and broker relationships throughout the United States. It provides several mortgage products and programs, such as fixed- and adjustable-rate, affordable, housing and jumbo loans. The company s Web site offers various online tools, including financial calculators, chat room and rate watch. Established in 1998 as a result of a merger between Crestar Financial Corporation and SunTrust Banks, SunTrust Mortgage has headquarters in Atlanta.