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Boise / Idaho / United States
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Founded in 1972, the Idaho Housing and Finance Association is a nonprofit, self-supporting financial institution that provides a range of housing solutions. It offers various loan and mortgage programs and services. The organization provides IdaMortgage, which is a mortgage program that focuses on the purchase of new homes. The Idaho Housing and Finance Association offers housing counseling services for matters related to mortgage payment, rental issues, reverse mortgage, and credits. It helps homebuyers in a various situations, such as applying for housing assistance, identifying solutions for maintaining necessary utilities, reviewing credit reports and helping with a debt reduction plan, and providing information and education about housing resources. The organization additionally provides several rental assistance applications.
Lansing / Michigan / United States
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Frankfort / Kentucky / United States
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Kentucky Housing Corporation provides a range of affordable housing opportunities for low-income families. The agency, governed by the Commonwealth of Kentucky, specializes in lower-than-market rate home mortgage and housing production financing services. It is a public corporation that offers a selection of rental assistance and homeownership education and counseling solutions. Kentucky Housing Corporation also provides housing rehabilitation and supportive housing programs. The agency has served more than 82,000 families. In addition, it offers government-insured first mortgage loans for purchasing single-family and multifamily homes. Kentucky Housing Corporation provides specialized housing solutions for people suffering from AIDS and related diseases. The agency offers Shelter Plus Care and Samaritan Housing programs.
Rocky Hill / Connecticut / United States
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The Connecticut Housing Finance Authority is one of the leading finance authorities in housing finance in Connecticut. For more than 35 years, the authority has been helping over 105,000 families and individuals in purchasing their first home and has provided financing for the construction and rehabilitation of more than 28,000 units of affordable rental housing for poor families and the elderly. Connecticut Housing Finance Authority offers a mobile manufactured home loan program. This program is available to assist Connecticut residents who are looking to purchase a mobile manufactured home located in one of Connecticut s licensed mobile home parks. A total of $2 million in funding is available for this program to qualified borrowers.
Trenton / New Jersey / United States
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The New Jersey Housing and Mortgage Finance Agency offers a range of housing opportunities for the residents of New Jersey. The agency works with first-time homebuyers and senior citizens in assisted living facilities and communities. The New Jersey Housing and Mortgage Finance Agency has developed more than 134,000 homes. The agency promotes the construction and rehabilitation of rental housing facilities. It is also engaged in the growth and development of municipalities. The New Jersey Housing and Mortgage Finance Agency raises funds by selling taxable and tax-exempt bonds to private sector investors in national financial markets. The agency s subsidiaries include Statewide Acquisition and Redevelopment Corporation and A Better Camden Corporation. It evaluates and processes multifamily rental housing loans through its division of multifamily programs and lending. The New Jersey Housing and Mortgage Finance Agency has partnerships with Housing Affordability Service and Live Where You Work. It is a part of the New Jersey Housing Resource Center.
Richmond / Virginia / United States
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The Virginia Housing Development Authority is the state of Virginia s mortgage finance agency. Created in 1972 by the Virginia General Assembly, it helps low- and moderate-income Virginians attain quality and affordable housing. The authority has developed an array of home ownership loan programs to remove the barriers of buying a home and meet the changing needs of today s low- and moderate-income consumers. It offers home mortgage loans for both first-time buyers and repeat homeowners. Most of these loans are originated by private lenders. The authority also has two traveling vans that serve as mobile mortgage offices to process and approve loans in the southwest, southside and the eastern shore areas of Virginia that are not served by traditional lenders. Since 1993, the Virginia Housing Development Authority has offered free home ownership education classes throughout Virginia to help Virginians learn the process of buying a home and maintaining it long term. In addition to English, classes are held in Spanish and sign languages.
Baton Rouge / Louisiana / United States
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Established in 1980, the Louisiana Housing Finance Agency undertakes various programs that assist with the financing of housing needs for low- and moderate-income individuals. It specializes in forming partnerships with federal, state and local governmental units, as well as banks, lending institutions and nonprofit developers. The agency conducts financial and technical assistance programs for individual homeowners, senior citizens and renters. It provides access to financial resources for the development and management of sanitary and affordable housing. The Louisiana Housing Finance Agency administers various programs related to Housing Tax Credit, HOME Rental Housing, Weatherization Assistance and Low Income Home Energy Assistance.
Austin / Texas / United States
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The Texas Department of Housing & Community Affairs, also known as TDHCA, offers a range of building construction services. It operates as a housing finance agency. The department serves as a resource for educational materials and provides technical assistance housing-related and community services matters. It operates internal audit, purchasing, information systems, human resources and real estate analysis divisions. The Texas Department of Housing & Community Affairs administers the Statewide Housing Assistance Payments Program, Texas Statewide Homebuyer Education Program and Weatherization Assistance Program (WAP). It also administers housing tax credit and trust fund programs.

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